Is there an excess on the insurance?

For most claims, there is no excess. However, you will need to pay the first £50 of any valid claim for:

• Cancellations to travel arrangements not made through the University Travel Management Company.
• Any electrical item of personal property including but not limited to mobile phones, laptops, fitness bands, gaming equipment, cameras, video cameras, e-readers and the like.
• Any claims where your trip is longer than one year.